Just like you need petrol to run a car, money provides you with the means to live your life. Big purchases, holidays, a wedding, emergency reserves to dip into if out of work, tucking some spare cash aside regularly makes good money sense. That’s where we can help you choose the option that best suited to your needs and objectives.
Savings
We begin by conducting a detailed personal review of your current financial position, aspirations and objectives, and then consider your attitude to risk and your income and growth needs.Making your money work harder
Picture this, you’ve just landed a cash bonus or been left a sum of money in a will, what saving vehicle will you choose? There’s quite a selection, each offering different terms and incentives.
The first question you should ask yourself is, how quickly do you need access to the money? Would you be prepared to forgo instant access for a higher rate of interest? Do you need it to provide growth or income? And what about risk?
Talking to an independent financial adviser will help you:
- decide which saving facilities and features are relevant to you
- pinpoint what you are saving for and how much you’ll need to set aside to reach that goal
- compare the cost of any debts you have accumulated against the interest you are likely earn in savings
- source the most tax efficient savings account
- search the whole of the market to get you the best deal
To discover new ways in which you can make your money work more effectively, contact us today.
If you have any questions with regard your personal financial circumstances please do not hesitate to call us on 0208 3256181 for a free, no obligation, initial review.